Terms of Use Agreement

A. Definitions

“Account” means an account registered to access or manage the Services.

“Agreement” means this Terms of Use Agreement, together with any applicable product-specific terms, policies, guidelines, and disclosures incorporated by reference.

“Authorized User” means an employee, contractor, agent, team member, or other person whom an Account Owner authorizes to access all or part of an Account.

“Brand Ambassador” means a participant who has been separately approved by MiCard to perform customer support, onboarding, education, community-building, referral, promotional, or other authorized activities under a separate Brand Ambassador agreement or program terms.

“Affiliate” means a user or participant eligible to make qualified referrals under MiCard’s then-current Affiliate terms or compensation plan.

“Content” means text, images, video, audio, logos, trademarks, links, contact information, files, designs, AI inputs or outputs, and other material submitted to or displayed through the Services.

“MiCard” means the MiCard websites, applications, software, platform, and Services, and, where the context requires, the MiCard legal entity identified in the Contact Information section.

“MiCard Parties” means MiCard and its parents, subsidiaries, affiliates, officers, directors, employees, agents, contractors, licensors, service providers, successors, and assigns.

“Paid Subscription” means a subscription for which the applicable subscription fee has been successfully paid and not refunded, reversed, charged back, or otherwise invalidated.

“Qualified Referral” means a referral satisfying the requirements of the then-current applicable Affiliate or Brand Ambassador program terms and compensation plan.

“Services” means MiCard’s websites, applications, digital profiles/cards, MiLinks, QR/NFC-related functionality, branding and networking tools, AI-enabled tools, subscriptions, referral tools, support, and other services offered by MiCard.

“User,” “you,” and “your” mean any person or entity that visits, accesses, purchases, registers for, or uses the Services.

“User Content” means Content that you or your Authorized Users submit, upload, create, transmit, store, publish, or otherwise make available through the Services.

B. General Terms

1. Limited License

Subject to your compliance with this Agreement and payment of any applicable fees, MiCard grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Services for their intended purposes. No ownership interest in the Services or MiCard intellectual property is transferred to you.

2. Authorized Users and Business Accounts

If you create or administer an Account for a business or organization, you represent that you have authority to bind that business or organization to this Agreement. You are responsible for Authorized Users, the permissions you grant them, and activity conducted through your Account to the extent permitted by law.

3. Changes to the Services

MiCard continuously develops and changes the Services. MiCard may add, modify, update, replace, restrict, suspend, discontinue, or remove features, functionality, integrations, storage, usage limits, plan benefits, technical requirements, or portions of the Services from time to time.

Features may change because of product development, security requirements, legal or regulatory requirements, technological changes, third-party service changes, business considerations, or other operational needs.

MiCard does not guarantee that any particular feature, integration, design, functionality, or Service will remain available indefinitely or in its current form.

Where required by applicable law or where MiCard determines it is commercially reasonable, MiCard will provide advance notice of material changes that substantially affect a Paid Subscription.

You are responsible for maintaining copies of Content or information that you consider important and that the Services permit you to export or otherwise retain. Except as required by law, MiCard is not responsible for preserving a particular feature, integration, presentation, or configuration of the Services indefinitely.

4. Beta, Experimental, and AI-Enabled Features

Certain Services may include beta, preview, experimental, automated, or artificial-intelligence-enabled features, including features provided in whole or in part through third-party artificial intelligence providers.

AI-enabled features may generate, transform, summarize, recommend, classify, analyze, or otherwise process Content or information submitted through the Services. Such features may produce inaccurate, incomplete, inappropriate, unexpected, or non-unique results.

You are responsible for reviewing and evaluating AI-generated or automated output before relying upon, publishing, sending, distributing, or otherwise using it. MiCard does not guarantee the accuracy, completeness, uniqueness, availability, legality, non-infringement, or suitability of AI-generated or automated output for any particular purpose.

You represent that you have the necessary rights and permissions to provide any Content or information submitted for processing through AI-enabled features.

AI-enabled features may depend upon third-party providers and may be modified, limited, suspended, or discontinued based upon provider availability, technical requirements, applicable law, usage limitations, or changes to third-party services.

Additional terms or policies applicable to particular AI-enabled features may be presented when those features are made available and are incorporated into this Agreement when applicable.

5. Information You Provide

You are responsible for the accuracy, legality, reliability, and completeness of information and User Content you provide. MiCard is not responsible for errors caused by inaccurate, incomplete, outdated, or unauthorized information submitted by you or your Authorized Users.

C. Eligibility, Registration, and Account Security

1. Eligibility

You must be at least 14 years old to use the Services. If you are under the age of majority where you live, you may use the Services only with the consent and supervision of a parent or legal guardian. Certain paid, referral, Affiliate, Brand Ambassador, payment, or business features may require you to be at least 18 years old or the age of legal majority in your jurisdiction.

2. Registration

You agree to provide true, current, complete, and accurate registration and billing information and to keep that information updated. You may not impersonate another person, create an Account using information you are not authorized to use, or misrepresent your identity, affiliation, business, credentials, or eligibility.

3. Credentials and Security

You are responsible for maintaining the confidentiality and security of usernames, passwords, authentication codes, devices, and other credentials used to access your Account. You must promptly notify MiCard of suspected unauthorized access, compromise, or misuse.

4. Account Activity

To the fullest extent permitted by law, you are responsible for activity occurring through your Account or credentials. MiCard may take reasonable steps to verify identity, ownership, authority, or account security and may restrict access while doing so.

D. Subscriptions, Fees, Renewals, and Payments

1. Free and Paid Plans

1. MiCard may offer free Services and one or more paid subscription plans. Features, usage limits, pricing, billing intervals, included services, and other terms applicable to each plan will be disclosed at or before purchase and may vary by plan, promotion, market, or product.
2. MiCard may add, remove, or modify plans, features, usage limits, or pricing from time to time as provided in this Agreement.

2. Recurring Billing and Automatic Renewal

1. Unless otherwise disclosed at purchase, Paid Subscriptions automatically renew for successive monthly, annual, or other disclosed billing periods until canceled. By purchasing a Paid Subscription, you authorize MiCard and its payment processors to charge your selected payment method for the applicable subscription fees, taxes, usage-based charges, add-ons, and other charges disclosed to you at or before purchase.
2. Renewal charges will be based on the then-current price applicable to your subscription, subject to any advance notice required by law.

3. Cancellation and Downgrade

1. You may cancel the automatic renewal of a Paid Subscription using the cancellation methods made available by MiCard. Cancellation stops future subscription renewals but does not ordinarily terminate access to paid features before the end of the billing period for which you have already paid. Where available, you may downgrade to a free or lower-tier plan.
2. A downgrade may result in the loss or limitation of features, functionality, storage, usage allowances, or other benefits associated with the prior plan.
3. Cancellation or downgrade of a subscription does not automatically delete your MiCard Account unless you separately request or initiate Account deletion.

4. Fees and Refunds

1. Except as otherwise stated in an applicable offer, MiCard Refund Policy, or required by law, fees are non-refundable once charged, including for partially used or unused subscription periods.
2. Failure to use or access the Services does not relieve you of charges properly incurred during an active subscription period.
3. MiCard may, in its discretion, issue a refund, credit, or other accommodation in a particular instance without creating an obligation to provide the same treatment in another instance.

5. Failed Payments and Amounts Due

1. You agree to maintain valid and accurate billing information. If a payment fails, is reversed, disputed, charged back, or cannot be processed, MiCard may retry the payment, restrict or suspend paid features, downgrade the Account, or take other reasonable steps to collect amounts properly due.
2. You remain responsible for charges incurred before cancellation or suspension and for any other amounts properly due under this Agreement.

6. Price Changes

1. MiCard may change subscription prices, plan features, usage allowances, or other commercial terms prospectively. For recurring subscriptions,
2. MiCard will provide advance notice when required by applicable law before a new price applies to a future renewal.

7. Taxes

1. You are responsible for applicable taxes, duties, levies, or similar governmental assessments associated with your purchase or use of the Services, except taxes imposed on MiCard's net income.

E. Affiliate, Referral, and Brand Ambassador Programs

1. Separate Program Terms

Participation in any Affiliate, referral, Brand Ambassador, revenue-share, commission, or promotional program is subject to separate eligibility requirements, agreements, compensation plans, policies, and program terms. Those terms are incorporated into this Agreement when you participate in the applicable program. If a program-specific term conflicts with this Agreement on a program-specific issue, the program-specific term controls for that issue.

2. No Compensation for Recruitment Alone

Unless expressly stated in the applicable written compensation plan, compensation is based on qualifying product or subscription activity and not merely on recruiting, enrolling, or introducing another Affiliate or Brand Ambassador. Only qualified, paid transactions satisfying the applicable program rules are eligible for compensation.

3. Adjustments and Verification

MiCard may verify referrals and transactions and may withhold, reverse, offset, or adjust compensation associated with refunds, chargebacks, failed payments, fraud, self-referrals, duplicate or manipulated accounts, policy violations, or transactions that do not satisfy applicable qualification requirements.

4. Independent Status

Unless a separate written agreement expressly states otherwise, Affiliates and Brand Ambassadors are independent participants and are not employees, agents, franchisees, partners, joint venturers, or legal representatives of MiCard. They may not bind MiCard or make unauthorized representations, warranties, earnings claims, product claims, or commitments on MiCard’s behalf.

5. No Earnings Guarantee

MiCard does not guarantee earnings, referrals, customers, business success, or financial results. Any examples, illustrations, or testimonials are not promises of typical or future results. Results depend on individual effort, customer demand, compliance, market conditions, and other factors.

F. User Content, Digital Profiles, and Permissions

1. Your Content

As between you and MiCard, you retain ownership of User Content you lawfully own. You grant MiCard a worldwide, non-exclusive, royalty-free license to host, store, reproduce, format, transmit, display, distribute, modify solely as technically necessary, and otherwise use User Content to operate, secure, improve, support, and provide the Services and to fulfill actions you request.

2. Your Representations

You represent and warrant that you have all rights, licenses, permissions, notices, and consents necessary to submit and use User Content and to allow MiCard to process it as described in this Agreement and the Privacy Policy. You may not upload or publish Content that violates another person’s intellectual-property, privacy, publicity, contractual, or other rights.

3. Public Profiles and Sharing

Information placed on a public or shareable MiCard profile, QR destination, MiLink, or similar feature may be accessible to anyone with the applicable link, code, tag, or access path and may be copied or shared by others. You are responsible for deciding what information to publish and for maintaining appropriate privacy settings.

4. Contacts and Third-Party Information

If you provide personal information about another person, you represent that you have authority or another lawful basis to do so. You are responsible for obtaining any notices or consents required by applicable privacy, marketing, communications, and data-protection laws.

G. MiCard Intellectual Property

MiCard and its licensors own all right, title, and interest in the Services and associated software, code, designs, templates, interfaces, graphics, text, databases, workflows, inventions, trade secrets, trademarks, service marks, logos, and other intellectual property, excluding User Content. Except as expressly permitted, you may not copy, reproduce, modify, create derivative works from, distribute, sell, lease, sublicense, reverse engineer, decompile, scrape, frame, mirror, or exploit any part of the Services.

“MiCard,” MiCard logos, product names, and related brand elements are trademarks or proprietary identifiers of MiCard or its licensors. No license to use them is granted except as expressly authorized in writing or through applicable brand guidelines.

H. Acceptable Use and Prohibited Conduct

You may use the Services only for lawful purposes and in accordance with this Agreement. You may not use the Services to:

• commit, facilitate, promote, or conceal fraud, deception, unlawful activity, or infringement;
• impersonate another person or organization or falsely state an affiliation, credential, endorsement, or relationship;
• harass, threaten, defame, exploit, discriminate against, or unlawfully target another person;
• upload malware, viruses, malicious code, corrupted files, or other harmful technology;
• gain or attempt to gain unauthorized access to Accounts, systems, networks, data, or credentials;
• interfere with, overload, disrupt, bypass, probe, scan, or test the vulnerability or security of the Services without authorization;
• scrape, harvest, collect, or process personal information without authorization or a lawful basis;
• send spam, unlawful marketing, deceptive solicitations, or communications that violate applicable consent, telemarketing, email, or text-message laws;
• manipulate referrals, compensation, rankings, metrics, reviews, trials, subscriptions, or account eligibility;
• use automated systems, bots, or scripts to access the Services in a manner that violates published technical limits or written permission;
• upload Content that infringes intellectual-property, privacy, publicity, or other rights; or
• use the Services in a manner that could damage MiCard, other Users, service providers, or third parties.

MiCard may investigate suspected violations and may remove Content, restrict features, suspend or terminate Accounts, preserve evidence, or cooperate with lawful requests when appropriate.

I. Privacy and Security

1. Privacy Policy

MiCard’s collection, use, disclosure, retention, and protection of personal information are described in its Privacy Policy, as updated from time to time. By using the Services, you acknowledge that you have reviewed the Privacy Policy.

2. Security

MiCard uses administrative, technical, and organizational safeguards designed to protect information, but no system, network, transmission, or storage method can be guaranteed to be completely secure. You use the Services and transmit information at your own risk, subject to rights that cannot lawfully be waived.

3. Security Reports

If you discover a suspected security vulnerability or unauthorized access involving MiCard, please report it promptly through MiCard’s designated security or support channel and do not publicly disclose exploit details before MiCard has had a reasonable opportunity to investigate, except where disclosure is protected or required by law.

4. Sensitive Information

Do not enter payment-card data, government identification numbers, health information, passwords, or other highly sensitive information into general-purpose profile, note, bio, link, AI-prompt, or free-text fields unless the feature expressly requests that information and is designed for that purpose.

J. Third-Party Services, Platforms, APIs, and Commercial Relationships

The Services may link to, depend upon, incorporate, connect with, or interoperate with third-party platforms, websites, applications, APIs, hosting and infrastructure providers, payment processors, communications and telecommunications providers, artificial intelligence providers, app stores, social networks, analytics services, NFC and QR technologies, and other third-party products or services.

Third-party services are governed by their own terms, policies, availability, technical requirements, and business practices. MiCard does not control and is not responsible for third-party services or for their content, acts, omissions, security, performance, pricing, availability, accuracy, functionality, or continued operation.

Features of the Services that depend upon third-party services may become unavailable, delayed, limited, modified, suspended, or discontinued if a third party changes its technology, API, terms, pricing, access requirements, functionality, policies, or business operations, or experiences an outage, security incident, service interruption, restriction, suspension, or discontinuation.

MiCard may modify, replace, restrict, or discontinue any integration or dependent feature when reasonably necessary in response to such third-party circumstances.

TO THE FULLEST EXTENT PERMITTED BY LAW, MICARD IS NOT LIABLE FOR LOSSES, INTERRUPTIONS, DELAYS, DATA ISSUES, FEATURE CHANGES, OR OTHER DAMAGES CAUSED BY OR ATTRIBUTABLE TO THIRD-PARTY SERVICES OR THEIR ACTS, OMISSIONS, CHANGES, OR UNAVAILABILITY.

Certain products, services, offers, links, referrals, or opportunities made available through MiCard may be provided by MiCard, a MiCard-affiliated company, a company in which MiCard or one of its affiliates has an ownership or financial interest, or an independent third-party provider.

MiCard or its affiliates may receive compensation, referral fees, commissions, revenue sharing, ownership benefits, or other economic benefits in connection with certain products, services, referrals, or transactions made available through the Services.

Unless expressly disclosed otherwise, the availability or presentation of a provider, product, service, or referral through MiCard does not require you to purchase from or use that provider. You remain free to evaluate and obtain comparable products or services from other available providers.

Products and services provided by affiliated or third-party businesses may be governed by separate terms, disclosures, eligibility requirements, licenses, privacy practices, or regulatory requirements.

K. Disclaimers

TO THE FULLEST EXTENT PERMITTED BY LAW, THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” MICARD DISCLAIMS ALL EXPRESS, IMPLIED, AND STATUTORY WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, SECURITY, AND RESULTS, EXCEPT TO THE EXTENT A WARRANTY CANNOT LAWFULLY BE DISCLAIMED.

MiCard does not warrant that the Services will be uninterrupted, error-free, secure, compatible with every device or third-party service, or that defects will always be corrected. MiCard does not provide legal, tax, accounting, investment, employment, medical, or other professional advice through the Services unless expressly stated in a separate written agreement.

You are responsible for evaluating the suitability of the Services and independently verifying important information, outputs, links, contact details, compensation calculations, and business decisions.

L. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, THE MICARD PARTIES WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, REVENUE, BUSINESS, GOODWILL, OPPORTUNITY, DATA, OR USE, ARISING OUT OF OR RELATING TO THE SERVICES OR THIS AGREEMENT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE FULLEST EXTENT PERMITTED BY LAW, THE AGGREGATE LIABILITY OF THE MICARD PARTIES FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICES OR THIS AGREEMENT WILL NOT EXCEED THE AMOUNT ACTUALLY PAID BY YOU TO MICARD FOR THE SERVICES GIVING RISE TO THE CLAIM DURING THE THREE (3) MONTH PERIOD IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO LIABILITY. IF YOU USED ONLY FREE SERVICES DURING THAT PERIOD, THE AGGREGATE LIABILITY OF THE MICARD PARTIES WILL NOT EXCEED ONE HUNDRED U.S. DOLLARS (US $100), EXCEPT WHERE APPLICABLE LAW REQUIRES A DIFFERENT REMEDY OR LIMIT.

Some jurisdictions do not allow certain exclusions or limitations. In those jurisdictions, the limitations apply only to the maximum extent permitted by law.

M. Indemnification

To the fullest extent permitted by law, you agree to defend, indemnify, and hold harmless the MiCard Parties from third-party claims, liabilities, damages, judgments, losses, costs, and reasonable attorneys’ fees arising out of or relating to: (a) your User Content; (b) your misuse of the Services; (c) your violation of this Agreement or applicable law; (d) your infringement or violation of another person’s rights; or (e) your referral, marketing, Affiliate, or Brand Ambassador activities. MiCard reserves the right to control the defense of any matter subject to indemnification, and you agree to reasonably cooperate.

N. Suspension and Termination

1. Your Right to Cancel

You may stop using the Services at any time and may cancel an Account or subscription using the methods MiCard makes available. Cancellation of a subscription is subject to the billing and cancellation terms applicable to that subscription.

2. MiCard’s Right to Suspend or Terminate

MiCard may suspend, restrict, or terminate access if you violate this Agreement or applicable program terms, fail to pay amounts due, create security or legal risk, engage in suspected fraud or abuse, misuse referral or compensation programs, or if continued service is impracticable or unlawful. Where appropriate and legally required, MiCard will provide notice.

3. Effect of Termination

Upon termination, your license to use the Services ends. MiCard may delete or retain information in accordance with its Privacy Policy, legal obligations, backup practices, fraud-prevention needs, and legitimate business purposes. Termination does not eliminate obligations or amounts that accrued before termination.

4. Survival

Provisions that by their nature should survive termination—including intellectual-property rights, payment obligations, disclaimers, limitations of liability, indemnification, dispute resolution, and miscellaneous provisions—will survive.

O. Electronic Communications

You consent to receive agreements, policies, disclosures, notices, receipts, account communications, security messages, and other communications electronically, including by email, in-product notice, website posting, push notification, or text message where permitted. Electronic communications have the same legal effect as paper communications to the extent permitted by law.

You are responsible for maintaining accurate contact information, and for keeping copies of communications you may need. Marketing communications are subject to applicable consent and opt-out requirements; transactional or security communications may still be sent where necessary to provide or protect the Services.

P. Digital Millennium Copyright Act and Copyright Complaints

MiCard respects intellectual-property rights. If you believe Content available through the Services infringes your copyright, you may send a notice to MiCard containing the information required by 17 U.S.C. § 512(c)(3), including:

1. identification of the copyrighted work claimed to have been infringed;
2. identification and location of the material claimed to be infringing;
3. your name, mailing address, telephone number, and email address;
4. a statement that you have a good-faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law;

5. a statement that the information in the notice is accurate and, under penalty of perjury, that you are the copyright owner or are authorized to act on behalf of the copyright owner; and
6. your physical or electronic signature.

Mailing Address: AMERICAN DREAM PROJECT LLC

260 N TROPICAL TRAIL #202
MERRITT ISLAND, FL 32953

Q. Dispute Resolution and Arbitration

1. Informal Dispute Resolution

Before filing arbitration or a lawsuit, you and MiCard agree to make a good-faith effort to resolve the dispute informally. A written notice should describe the claimant, the nature and basis of the dispute, and the specific relief sought. Unless applicable law requires otherwise, the parties will allow at least sixty (60) days after receipt of a complete notice to attempt resolution.

2. Binding Individual Arbitration

Except for claims eligible for small-claims court and requests for injunctive or equitable relief relating to intellectual-property misuse or unauthorized access, you and MiCard agree that disputes arising out of or relating to this Agreement or the Services will be resolved by binding individual arbitration administered by the American Arbitration Association (“AAA”) under the rules applicable to the dispute, as modified by this Agreement, to the extent enforceable under applicable law.

3. Jury Trial and Class-Action Waiver

YOU AND MICARD WAIVE THE RIGHT TO A JURY TRIAL AND AGREE THAT CLAIMS MAY BE BROUGHT ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN A CLASS, COLLECTIVE, CONSOLIDATED, PRIVATE-ATTORNEY-GENERAL, OR REPRESENTATIVE ACTION OR ARBITRATION, TO THE EXTENT PERMITTED BY LAW.

4. Arbitration Law, Location, and Costs

The Federal Arbitration Act will govern the interpretation and enforcement of this arbitration provision where applicable. Arbitration location, remote-hearing options, filing fees, and cost allocation will be governed by applicable AAA rules and mandatory law, subject to any more specific terms finalized by MiCard counsel.

R. Governing Law

This Agreement and any dispute arising out of or relating to this Agreement or the Services will be governed by the laws of the State of Florida, without regard to its conflict-of-laws principles, except to the extent federal law applies.

Subject to the arbitration provisions of Section Q and any rights that cannot lawfully be waived, any legal action or proceeding permitted to be brought in court arising out of or relating to this Agreement or the Services will be brought exclusively in the state or federal courts located in or having jurisdiction over Brevard County, Florida, and you consent to the personal jurisdiction and venue of those courts.

S. Changes to This Agreement

MiCard may modify this Agreement from time to time. MiCard will post the updated Agreement and revise the effective date and will provide additional notice when required by law or when MiCard determines that a change is material. Your continued use of the Services after the effective date of an updated Agreement constitutes acceptance to the extent permitted by law. If you do not agree to an updated Agreement, you must stop using the affected Services.

T. Miscellaneous

1. Entire Agreement - This Agreement, together with incorporated policies and applicable product- or program-specific terms, constitutes the entire agreement between you and MiCard regarding the Services and supersedes prior or contemporaneous communications concerning the same subject matter, except for a separately signed written agreement that expressly controls.
2. Assignment - You may not assign or transfer this Agreement or your rights under it without MiCard’s prior written consent. MiCard may assign this Agreement in connection with a merger, acquisition, financing, reorganization, sale of assets, corporate restructuring, or by operation of law, subject to applicable law.
3. Severability - If any provision is found unenforceable, it will be enforced to the maximum extent permitted or severed, and the remaining provisions will remain in effect, except where the dispute-resolution section expressly provides otherwise.
4. No Waiver - Failure to enforce a provision is not a waiver of the right to enforce it later. A waiver is effective only if made by an authorized party in writing.
5. Force Majeure - MiCard will not be liable for delay or failure caused by events beyond its reasonable control, including natural disasters, severe weather, war, terrorism, civil unrest, epidemics, pandemics, labor disputes, governmental actions, power or internet failures, cyber incidents, or failures of third-party infrastructure or service providers.
6. Headings - Headings are for convenience only and do not affect interpretation.
7. Language - Unless MiCard expressly provides otherwise, the controlling version of this Agreement is the English-language version, subject to applicable law.

U. Contact Information

MiCard Legal Entity: MiCard, LLC, a wholly owned subsidiary of American Dream Project, LLC, dba MiWare

Registered Agent: American Dream Project LLC

Legal / Notice Mailing Address: 260 N Tropical Trail, #202, Merritt Island, FL 32953

Legal / Compliance Email: [email protected]

General Support Email: [email protected]

Website: https://micard.io

Notices relating to disputes, DMCA matters, privacy rights, or other legal matters should be sent to the specific address or channel designated for that purpose in this Agreement or the applicable policy.